✈️ Aircraft & Drone Insurance

Clear skies.
Full coverage.

Whether you fly a Cessna or operate a commercial drone fleet — aviation and UAV coverage requires specialists who understand the sky.

✓ Private Aircraft✓ Commercial Drones / UAV✓ Hull & Liability✓ Pilot Coverage

Specialty Carriers We Work With

Global AerospaceAVEMCOStarr AviationAllianz AviationMarkel Aviation+ 6 more

✦ Free & No Obligation

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Why It Matters

Coverage built for
what you actually own.

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Aviation Requires Aviation Specialists

Standard insurance carriers don't underwrite aircraft. Aviation insurance requires specialty carriers who understand pilot certification, airworthiness, hangar conditions, and flight operations. We work exclusively with aviation-focused carriers for the best rates and coverage.

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FAA

Requires all aircraft to carry liability insurance — and most airports require minimum hull coverage for hangar agreements

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Hull Coverage — Agreed Value

Aviation hull coverage insures your aircraft for the agreed value against physical damage — in the air, on the ground, in the hangar, and during maintenance.

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Liability — Smooth Air & Otherwise

Aviation liability covers bodily injury and property damage to third parties from flight operations. Passenger liability covers your passengers. Both are critical for any aircraft owner.

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Commercial Drone (UAV) Coverage

FAA Part 107 operators need commercial drone insurance for hull damage, third-party liability, and payload coverage. Many clients, contracts, and venues require it. We write policies for solo operators, real estate photographers, inspectors, and large fleets.

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Coverage Breakdown

What your policy
actually covers.

Coverage Type	What It Covers	Status
Hull Coverage	Physical damage to the aircraft — in flight, taxiing, or hangared	Core Coverage
Liability — Third Party	Bodily injury and property damage caused by flight operations	Required / Core
Passenger Liability	Coverage for passengers aboard your aircraft	Strongly Advised
Medical Payments	Medical costs for pilot and passengers	Optional
Ground Coverage Only	Coverage while aircraft is on the ground and not in flight	Available
Drone — Hull	Physical damage to the UAV from crash, malfunction, or weather	Core for UAV
Drone — Liability	Third-party liability for commercial UAV operations	Required for Part 107

Client Stories

Real people.
Real coverage that paid off.

★★★★★

Right carrier for aviation

"CoverGuard connected me with AVEMCO — the right carrier for a private pilot like me. Proper hull coverage and liability at a competitive rate. The agent understood aviation."

Robert B.

Cessna 172 Owner · Chino

★★★★★

Contract-ready in a day

"I needed a $1M liability certificate for a real estate contract. CoverGuard had my drone policy bound and the certificate emailed within 24 hours. Excellent service."

Diana S.

Commercial Drone Operator

FAQ

Your questions,
answered.

Do I need insurance to fly a private plane? +

While federal law doesn't mandate liability insurance for private aircraft, most airports require minimum liability for hangar agreements, and most FBOs (fixed base operators) require proof of insurance. Lenders require hull coverage for financed aircraft.

What FAA requirements apply to drone operators? +

FAA Part 107 commercial operators are required to register their drones and follow operational rules. While FAA doesn't require insurance, many commercial clients, municipalities, and venues require minimum liability certificates for drone operations.

What does aviation hull coverage include? +

Hull coverage insures the physical aircraft against damage in-flight, during ground movement (taxiing, landing), while parked or hangared, and during maintenance. Agreed value policies pay the full insured value in a total loss.

How is drone insurance different from aircraft insurance? +

Drone (UAV) insurance is simpler and more affordable. Commercial drone policies typically cover hull (physical damage to the drone), third-party liability (damage you cause to property or people), and optional payload coverage for cameras and sensors.

Clear skies.Full coverage.