🧹 Janitorial & Cleaning Insurance

Insurance for
janitorial &
cleaning businesses.

Working inside clients' spaces creates real liability — slips from wet floors, damaged property, and employee theft. We build janitorial insurance packages for commercial cleaners, maid services, and custodial companies.

✓ General Liability✓ Workers Comp✓ Janitorial Bond✓ Commercial Auto
Carriers We Work With
HartfordTravelersHiscoxCNAEmployers+ 15 more
✦ Free & No Obligation

Get Your Janitorial & Cleaning Quote

Fast quotes · Licensed agents · Real savings

What coverage are you looking for?
Tell us about your business
Where should we send your quotes?
🔒Your info is secure & never sold. A licensed agent will contact you within 1 business hour.
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You're all set, there!

A licensed CoverGuard agent will reach out within 1 business hour with your janitorial & cleaning insurance quotes.

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Why CoverGuard
Why cleaning businesses choose CoverGuard
We understand cleaning company risks — client property, employee theft, and slip liability.
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Your clients want to see 'bonded and insured' — we make that easy.

Most commercial cleaning contracts require proof of insurance and a janitorial bond before you step foot in a client's facility. We issue both quickly so you can win more contracts.

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$1M
Standard GL limit for janitorial businesses
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Same-Day Response

Every quote request gets a personal response within 1 business hour from a licensed California agent.

Bonded
Janitorial bonds build client trust & win contracts
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20+ Carriers

We compare 20+ top carriers to find you the right coverage at the best rate — not what pays us the most commission.

Coverage Options
What you need.
What we provide.
Coverage built specifically for janitorial & cleaning — not a generic business policy that misses your exposures.
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General Liability
Covers property damage and slip-and-fall injuries at client locations.
  • Client property damage
  • Wet floor slip claims
  • Third-party bodily injury
  • Cleaning chemical damage
Core
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Workers Compensation
Required by CA law for any cleaning employee.
  • Slip & fall injuries
  • Chemical exposure claims
  • Repetitive strain
  • CA compliance
Required
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Janitorial Bond (Dishonesty Bond)
Protects clients from employee theft of their property.
  • Employee theft coverage
  • Client property protection
  • Contract requirement
  • Fast issuance
Contract Requirement
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Commercial Auto
Covers your cleaning vans and crew transport vehicles.
  • Cleaning vans & vehicles
  • Equipment in transit
  • Hired & non-owned
  • Multiple vehicle discounts
Recommended
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Business Owner's Policy (BOP)
Bundles GL + commercial property for small cleaning businesses.
  • GL + property bundled
  • Business interruption
  • Equipment coverage
  • Lower than buying separate
Best Value
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EPLI
Covers employment disputes for cleaning companies with staff.
  • Wrongful termination
  • Wage dispute defense
  • Harassment claims
  • HR incident coverage
For Employers
Common Questions
Everything you need
to know.
What is a janitorial bond?+
A janitorial bond (also called a dishonesty bond or fidelity bond) protects your clients if one of your employees steals from them. Many commercial cleaning contracts require it.
Does GL cover damage I cause to client property?+
Yes — property damage you cause while cleaning is covered under GL. This includes broken items, chemical damage to floors, and similar accidents.
Do I need insurance to clean residential homes?+
Yes. Even residential maid services face liability — spilled chemicals damaging a wood floor, a broken heirloom, a slip-and-fall. GL is essential.
How much does janitorial insurance cost?+
Most cleaning businesses pay $600–$2,000/year for GL. Adding a janitorial bond is typically $100–$300/year. Very affordable for the protection you get.

Get bonded and insured today.

Win more contracts. Protect your business. Fast certificates.

Get a Free Quote → 📞 (562) 758-1200
🧹 Get My Janitorial & Cleaning Quote